Commercial Auto Insurance
Commercial Auto Insurance for Your Business in Washington
If your business relies on vehicles for its operations in Puyallup, Tacoma, Seattle, or any other city in Washington, it’s essential to consider a commercial auto insurance policy. In Washington, certain federal and state laws may require that commercial vehicles and drivers maintain adequate commercial auto insurance. At Inspire Insurance, we can help ensure your business complies with all applicable regulations and find the right coverage tailored to your needs.
What Is Commercial Auto Insurance?
Commercial auto insurance helps cover the costs associated with auto accidents caused by you or your employees, including property damage and medical expenses. Our policies typically include essential coverages such as liability, collision, medical payments, comprehensive, and uninsured/underinsured motorist coverage. We’ll work with you to assess your business’s unique insurance needs and ensure you have the right coverages in place.
What Does Commercial Auto Insurance Cover?
Commercial auto insurance includes various coverage options, such as:
- Liability Coverage: This covers repair costs for other vehicles or property you may damage. It also provides coverage for legal fees associated with personal injury lawsuits.
- Comprehensive Coverage: This protects against damages unrelated to accidents, such as theft, vandalism, floods, and fires.
- Collision Coverage: This covers repair costs if your insured vehicle collides with another vehicle or object. It may also assist in replacing a totaled vehicle.
- Medical Payments: This coverage provides for medical expenses incurred by passengers and the driver due to an accident.
- Uninsured Motorist Coverage: This protects your business if an uninsured driver hits one of your vehicles, covering bodily injuries for the driver and passengers.
- Underinsured Motorist Coverage: This provides coverage if an underinsured driver causes an accident involving your vehicle, also covering injuries and potential damages.
In addition to these standard coverages, we can help you explore policy endorsements to further tailor your coverage. Add-ons may include roadside assistance, towing reimbursement, hired/non-owned coverage, rental reimbursement, and gap coverage for auto loans or leases.
How to Get Commercial Auto Insurance in Puyallup, Tacoma, and Seattle
If your business is in need of commercial auto insurance in Puyallup, Tacoma, Seattle, or surrounding areas, we’re here to help! Contact Inspire Insurance today for a quote or to discuss your specific commercial auto insurance requirements. Let us assist you in protecting your business and ensuring compliance with state regulations!